Hobson Yoder Financial Group

Welcome!

 


 

Several years ago, Dr. Sid Mittra, professor emeritus of Finance at Oakland University, Rochester, Michigan, wrote a Client's Bill of Rights for all those working with a financial advisor. Martha first saw these 10 Amendments in the Financial Planning Magazine in August 1993 and has wished ever since that she had written them.

We at Hobson Yoder Financial Group work really hard to meet the requirements of all 10 Amendments. We ask our clients to tell us if we fall short on any single one. If we do fulfill all the amendments for them, we ask our clients to refer their family and friends to our practice.

 

A Client's Bill of Rights

Dr. Sid Mittra

 

Amendment 1: I have the right to deal with someone I can trust.

Amendment 2: I have the right to deal with someone who has a special area of  expertise or unique capability.

 

Amendment 3:  I have the right to deal with someone who listens to me and hears my needs  and concerns.

 

Amendment 4: I have the right to deal with someone who not only critically evaluates a variety of investment and insurance products, but also offers them to  me with an eye toward appropriateness and suitability.

 

Amendment 5: I have the right to expect performance.  This means not only performance from investment

 and insurance  products selected, but also  performance in enhancing my overall financial well- being.

 

Amendment 6: I have the right to deal with someone who instills in me the feeling that my money  is being treated as though it is my money.

 

Amendment 7: I have the right to deal with someone who prioritizes my short - and  long-term goal and objectives and develops a plan so I can achieve  them in the most efficient manner.

 

Amendment 8: I have the right to deal with someone who delivers information to me at  a level which I can understand.

 

Amendment 9: I have the right to deal with someone who is oriented toward working with me over the long haul.

 

Amendment 10:  I have the right to deal with someone who, by virtue of education, experience, technical competence and adherence to ethical practices, is recognized as a top professional in the field.

 

 

 

We hope the Bill of Rights is helpful and will become your basis for dealing with--or not dealing with--any financial advisors. If you would like to talk with us about how we work with our clients, please give us a call.

       "How do you want your life to look?"

 

 


Our representatives are licensed to offer securities products in the following states: Tennessee, Colorado, Delaware, Georgia, Ohio, Kentucky, Florida, and Virginia.

Our representatives are licensed to offer insurance products in the following states: Tennessee, Colorado,  Georgia, Kentucky, Ohio and Virginia.  

Our representatives may only transact business in a state if properly licensed in that state. If you are not a resident of one of the above states we cannot provide individualized responses or follow up contact that involves the effecting of transactions until properly licensed in your state.

Securities offered through Securities America, Inc., Member FINRA/SIPC, Martha Moore Hobson, CFP® and Mary L. Yoder, CFP®, Debra D. Cromwell, Registered Representatives.

Hobson Yoder Financial Group, 865-481-0045.  

Friday, November 21, 2008


Securities offered through Securities America, Inc., Member FINRA/SIPC, Martha Moore Hobson, CFP® Registered Representative, Mary L. Yoder, CFP® Registered Principal. Debra D. Cromwell, Registered Representative. Investment advisory services through SECURITIES AMERICA ADVISORS, INC., an SEC Registered Advisory Firm, Martha Moore Hobson, CFP®, Investment Advisor Representative, Mary L. Yoder, CFP®, Investment Advisor Representative,  Hobson Yoder Financial Group and Securities America, Inc. are unaffiliated. Certified Financial Planner Board of Standards Inc. owns the certification marks CFP® CERTIFIED FINANCIAL PLANNERTM and federally registered CFP (with flame design) in the U.S., which it awards to individuals who successfully complete CFP Board's initial and ongoing certification requirements.

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